Connect supported accounts
Bring account activity into one budgeting view so you can stop copying numbers between spreadsheets, banks, and notes.
Envelope budgeting, modernized
Budget with the money you actually have.
Budgeter turns connected accounts into practical pockets for bills, groceries, savings, and everyday spending. See what is safe to spend before the month surprises you.
Bank-connected Sync supported accounts instead of importing by hand.
Pocket-based Assign only money that already exists.
No ad tracking Essential cookies only, no advertising pixels.
Available to budget
€1,284.20 Synced from connected accountsRent
€950Groceries
€318Subscriptions
€64ICA Supermarket
-€42.10Salary
+€2,850.00Energy bill
-€76.40Why it feels calmer
Replace vague forecasts with clear pockets.
Most budgeting tools start with a plan for future income. Budgeter starts with the money currently available, then helps you give every important job a place.
Actual balances
Connected accounts help keep the budget grounded in reported account activity.
Category pockets
Rent, groceries, savings, subscriptions, and fun each get their own limit.
Transaction clarity
Categorize spending so every movement has an understandable budget effect.
Shared context
Use shared account access and shared budgets when household money is shared.
Create your pockets
Decide how much available money belongs to bills, essentials, savings, planned purchases, and flexible spending.
Categorize transactions
Each transaction updates the right pocket, making it obvious what changed and what remains available.
Adjust without breaking the month
Move money between pockets as priorities shift, while keeping the plan tied to real balances instead of hopeful forecasts.
Built for trust
Money software should be boring in the best way.
Budgeter keeps the marketing simple because the product has a serious job: help you understand your own finances without turning your data into an ad product.
Open banking connections
Bank account connections are handled through GoCardless Bank Account Data, with consent handled through the provider flow.
No advertising model
Budgeter does not sell, rent, or trade personal data for advertising or marketing purposes.
Readable policies
Privacy and terms pages are public, git-based, and written plainly so they can be reviewed when the product changes.
Questions
Before you start
Is Budgeter financial advice?
No. Budgeter helps organize information and budgeting decisions. You remain responsible for your financial choices and should verify important details with your financial institutions.
Do I need to predict the whole month?
No. The pocket method works best when you allocate money that already exists, then adjust as more income or expenses arrive.
Can a household use it together?
Budgeter is designed around real household complexity, including shared budgets and shared account access where appropriate.
How much does it cost?
Plans start at €7/month for a solo budget. See the pricing page for account limits and household sharing details.
Give your money a job before it disappears.
Start with your real balances, build practical pockets, and make the next spending decision with more confidence.